Phoenix bankruptcy filings fall in May
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Bankruptcy filings in the Phoenix metropolitan area fell in May for the second straight month.
However, officials say the 2,763 filings in the metro area represent a 35 percent increase compared with May 2009.
Experts say soft housing prices, a bleak employment scenario and other financial issues continue to plague many Phoenix-area residents.
Chapter 7 filings, which provide a fresh financial start for debtors, accounted for 83 percent of the total. That's the third straight month that they've been above 80 percent.
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IDEA, FAPE, CHILD FIND and IEPs: The Individuals with Disabilities Education Act (IDEA) guarantees all children with disabilities to a free appropriate public education (FAPE). FAPE starts with a school’s responsibility to identify that a child has a disability (Child Find) and create an Individualized Education Program (IEP) to suit the needs of the child. Parents need to be persistent, dedicated and above all else aware of the many services and accommodations that their child is entitled to under the law. As early as this point within your child’s special education, many parents will often find themselves in the situation asking, “is now the time to really call a special education lawyer?” Here are a few things to consider when asking yourself that question.